Business Fraud Prevention

Fraud is on the rise. Are you surprised? According to the FBI, credit card fraud complaints increased 10% last year. Losses from said fraud increased 22%, with losses surpassing $12.5 billion. There’s no doubt that technology has leveled the playing field for cybercriminals. 

 

AI and machine learning advancements have made it much easier for ambitious thieves to commit identity theft and credit card fraud. They can purchase consumer information on the dark web and use social media to create a pastiche of information—a sort of Frankenstein’s monster—for impersonating unaware consumers.

 

SMBs are particularly targeted for data breaches and cybercrime. Criminals know that SMBs may lack the resources that larger corporations can devote to cyber defense. Something as simple as a fraudulent email can become a Trojan Horse for a massive data breach.

 

Even the largest, most well-protected companies can fall prey to such schemes, as Target did in 2013. Can SMBs with less than 50 employees hope to fend off the ever-increasing onslaught of cyber-criminality, aided as it is by machine learning, AI, and cryptocurrency?

 

What about businesses that store customer credit card information for monthly payment processing? What about businesses with remote workforces? How can you tell a fraudulent, phishing email from a legitimate one? These are a  few of the questions we’ll look at as we take a deeper dive into debit and credit card payments and fraud prevention.

 

Did you know that friendly fraud is also on the rise? This is a type of fraud where customers will misrepresent a transaction to take advantage of a legal landscape that favors consumer protection…but at what cost to businesses? Learn about how to avoid this type of fraud and others in our latest blog posts.

Merchant Tips

WooCommerce Fraud Prevention: How to Protect Your Online Store and Customers

WooCommerce Fraud Prevention is essential for protecting your business from costly chargebacks and lost trust. One incident of fraud can damage your reputation and customer confidence. Staying proactive is the only way to keep your store secure and your sales genuine.

Merchant Tips

The Impact of Payment Fraud on Small Businesses and How to Protect Yourself

Small businesses face growing risks of payment fraud due to advancing technology and increased online transactions. This threat can cause significant financial and reputational damage, but implementing best practices can help protect against it.

Payment Solutions

Advancements in Biometric Authentication for Payment Systems

Payment solutions that use biometric authentication can provide a more secure transaction process, reducing fraud and potential chargebacks.

Payment Solutions

Digital Identity Verification and Payments

Digital identity verification enhances transaction security and streamlines KYC compliance by using advanced digital ID methods.

Payment Solutions

The Impact of Quantum Computing on Payment Security

With AI advancements and quantum computing on the horizon, payment security may be threatened. Here’s what you need to know as a business.

Payment Solutions

AI and Machine Learning in Fraud Detection

Machine learning and AI technologies have revolutionized payment security, enabling more efficient fraud detection systems for businesses.

Merchant Tips

Friendly Fraud: What Is It And How To Avoid It?

Friendly fraud does not involve third-party criminal activity. Rather, it occurs when a cardholder purposely or accidentally issues a chargeback.

Payment Solutions

Navigating Global Payment Regulations To Ensure Compliance

Accepting global payments can be challenging due to varying regulations. But, the potential rewards can be advantageous.

Credit Card Processing 101

Fraud Management Solutions: Does Your Business Need One?

Layered fraud management solutions use various advanced methods to prevent fraud losses that can significantly affect businesses.

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Corporate Transparency Act Of 2024: What Businesses Need to Know

The Corporate Transparency Act went into full effect on January 1, 2024 & It will impact millions of businesses.

Merchant Tips

Remote Work Security: Challenges and Solutions

Remote work security is essential for businesses that have employees working outside of the workplace.

Merchant Tips

11 Ways to Prevent Data Breaches in Healthcare

Over the past 15 years, 360 million medical records were compromised. To prevent data breaches in healthcare, implement security measures & educate staff.

Payment Solutions

Secure and Compliant Payment Processing for Healthcare Practices

HIPAA-compliant payment processing for healthcare facilities is crucial, ensuring secure, private, and legal transactions, safeguarding patient data and trust.

Merchant Tips

Protect Your Business Against Email Scams

Learn how to protect your business against phishing scams. compromised business emails and phishing attacks threaten, exploit, and can be financially disastrous to any business.

Merchant Tips

9 Tools to Protect Your Business from Credit Card Fraud

Strategies to prevent credit card fraud

Credit Card Processing 101

Do I Need To Be PCI Compliant?

Do I Need to be PCI Compliant? See what the Payment Card Industry has to say about merchants who are PCI compliant.

Credit Card Processing 101

POS Best Practices For Transaction Security

POS Best Practices For Transaction Security 1. Use The Most Up To Date POS Hardware 2. Do Not Leave Your POS Unattended 3. Monitor Activity.

Credit Card Processing 101

What Does PCI Stand For and What Is PCI Compliance?

PCI compliance is when a merchant follows standardized regulations for credit card security put forth by the PCI Security Standards Council.

Credit Card Processing 101

Everything Your Small Business Should Know About PCI Compliance

What is PCI Compliance? All things your small business needs to know about PCI compliance and how it affects you are answered here.

Payment Solutions

Are Credit Cards on File Payments Safe?

Keeping credit card information on file helps facilitate your cash flow. Avoid major data breaches and detrimental damage by utilizing a payment processor that protects your data.

Payment Solutions

Security Rules For Merchants At POS Terminals: PCI Compliance Requirements Explained

PCI Compliance Requirements Explained so you can feel confident in your payment processing security generating client trust and confidence in your brand.

Credit Card Processing 101

Understanding CVV Codes and Credit Card Security 

CVV codes are an excellent tool for preventing card-not-present fraud, but vigilance in protecting cardholder security is key.

Credit Card Processing 101

How to: Secure Your Business With Two-Factor Authentication

Two-factor authentication is an extra layer of security that involves multiple authentication methods: knowledge, possession, and inherence

Credit Card Processing 101

4 Steps to Take if You Are the Victim of Credit Card Fraud 

Credit card fraud impacts both cardholders and business owners. Discover how and ways to protect and recover yourself if you’re a victim of fraud

Credit Card Processing 101

How to Detect And Prevent Fraudulent Transactions

Discover key tools to prevent transaction fraud at your business, minimizing the risk that fraudulent transactions pose and their impact your business.

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The Ultimate Point-of-Sale Security Guide All Businesses Need

Take the measures necessary to protect yourself and your customers with an all encompassing point-of-sale security checklist. A must read for all merchants.

Credit Card Processing 101

What Every Merchant Should Know About Securing Credit Card Information

Are you protecting your business and customers with secure online transactions? Everything you need to know about protecting credit card information online.

Credit Card Processing 101

Credit Card Fraud On The Rise: Is Your Business Protected?

Credit card fraud can severely wreck your personal credit and create a huge headache to clean up. We are offering advanced insight on fraud prevention.