Business Lending
Need a new piece of equipment, startup funds, or behind on operating expenses? ECS offers various flexible loan solutions to provide you with the instant capital you need.
- Extended repayment terms — up to twelve years*
- Large loan amounts — up to $250,000*
- Affordably low monthly payments
- No personal collateral required
- Premium service 7 days a week
- Funding in as few as 3 days**
*Loan sizes, interest rates, and loan terms vary and are determined by applicant’s credit profile. Finance amount may vary depending on your state of residence. Call for complete program details.
**This is not a guaranteed offer of credit and is subject to credit approval
Point-of-sale Financing
ECS provides merchants the opportunity to boost their sales by offering their customers a quick and competitive line of credit from $500 to $50,000 with a simple, online application.
Get your customers the funding they need to immediately spend it on your business.
- Drive Revenue
- Build Customer Loyalty
- Customized Solutions
- Insights & Support
- Funding Credibility
Understanding Business Loans
The steps to get an ECS business loan include the following:
1. Estimate your payment in as few as 30 seconds
2. Apply online or call our US-based team 7 days a week
3. Get funded in as few as 3 days*
Different lenders will examine different factors when reviewing an application for a business loan. Therefore, a certain credit score is not a guarantee of funding.
At ECS, we look at multiple attributes, not simply your credit score. We work with you to understand your situation and to find a financial solution that fits your needs.
No. A business loan is intended for business use, such as consolidating business debt, upgrading equipment or technology, renovating an office, and more. A personal loan is intended for personal use, such as covering unplanned personal expenses, consolidating personal debt, or paying for a vacation.
When you apply for a business loan from ECS, please have the following available:
- Financial need and loan amount
- Corporate and personal financial statement to help us better assess your finances
- Most recent pay stub for income verification
Please note that a signed application and income documentation will be required before facilitating a credit decision. Documentation may vary based on creditworthiness.
*This is not a guaranteed offer of credit and is subject to credit approval
Yes. You can get a business loan with no money down. At ECS, there are no upfront out-of-pocket expenses when you take a business loan.
If you own a business and would like to take a business loan—or if you are an entrepreneur and are looking to obtain a loan for your startup—we can help.
Depending on your lender and your unique situation, you may be able to get a business loan.
At ECS, we review multiple factors when you apply for a loan, not solely your credit score. We work with our clients to create financial solutions that meet their needs.
Frequently Asked Questions
Lorem ipsum dolor sit amet, consec tetur adipi scing elit. Nam non nunc ac augue pharetra malesuada a id felis. Vestibulum sodales magna vitae massa convallis, eget molestie enim.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vestibulum dictum mattis posuere. Pellentesque mi odio, interdum in orci id, pulvinar tincidunt urna. Sed quis risus lectus.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vestibulum dictum mattis posuere. Pellentesque mi odio, interdum in orci id, pulvinar tincidunt urna. Sed quis risus lectus.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vestibulum dictum mattis posuere. Pellentesque mi odio, interdum in orci id, pulvinar tincidunt urna. Sed quis risus lectus.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Vestibulum dictum mattis posuere. Pellentesque mi odio, interdum in orci id, pulvinar tincidunt urna. Sed quis risus lectus.