Lending

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Business Lending

Need a new piece of equipment, startup funds, or behind on operating expenses? ECS offers various flexible loan solutions to provide you with the instant capital you need. 

*Loan sizes, interest rates, and loan terms vary and are determined by applicant’s credit profile. Finance amount may vary depending on your state of residence. Call for complete program details.

**This is not a guaranteed offer of credit and is subject to credit approval

 

Point-of-sale Financing

ECS provides merchants the opportunity to boost their sales by offering their customers a quick and competitive line of credit from $500 to $50,000 with a simple, online application.
Get your customers the funding they need to immediately spend it on your business.

Understanding Business Loans

The steps to get an ECS business loan include the following:

1. Estimate your payment in as few as 30 seconds

2. Apply online or call our US-based team 7 days a week

3. Get funded in as few as 3 days*

Different lenders will examine different factors when reviewing an application for a business loan. Therefore, a certain credit score is not a guarantee of funding.

At ECS, we look at multiple attributes, not simply your credit score. We work with you to understand your situation and to find a financial solution that fits your needs.

No. A business loan is intended for business use, such as consolidating business debt, upgrading equipment or technology, renovating an office, and more. A personal loan is intended for personal use, such as covering unplanned personal expenses, consolidating personal debt, or paying for a vacation.

When you apply for a business loan from ECS, please have the following available:

  1. Financial need and loan amount
  2. Corporate and personal financial statement to help us better assess your finances
  3. Most recent pay stub for income verification

Please note that a signed application and income documentation will be required before facilitating a credit decision. Documentation may vary based on creditworthiness.

*This is not a guaranteed offer of credit and is subject to credit approval

Yes. You can get a business loan with no money down. At ECS, there are no upfront out-of-pocket expenses when you take a business loan.

If you own a business and would like to take a business loan—or if you are an entrepreneur and are looking to obtain a loan for your startup—we can help. 

Depending on your lender and your unique situation, you may be able to get a business loan.

At ECS, we review multiple factors when you apply for a loan, not solely your credit score. We work with our clients to create financial solutions that meet their needs.

Lisa Scarlet Client

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Andre Brown Client

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Jane Foxx Client

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    Frequently Asked Questions

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