Access the assets your business deserves.

Unlike a loan, Merchant Cash Advances are a quick and easy way to get cash for your business with no need for collateral, regardless of your credit score.

  • Quick and easy application process.
  • Automated daily repayment schedule.
  • No pre-payment penalties.
  • 6-18 month payback periods.
  • Same day approval.
  • Automatic renewal approval.
  • $10,000 – $200,000 funding options.
  • 1.15 and 1.49 buy rates.
Loan officer handing out a pen to a woman for her to sign a loan agreement with cash in her hand
Woman working at a computer and looking at graphs

We keep it simple.

ECS evaluates risk and credit worthiness differently than standard loans. Our underwriting and approval process uses your future credit card receivables and daily credit card receipts to determine the amount of money we can fund you as well as the time it will take you to repay those funds.