Privacy Notice
FACTS
WHAT DOES ELECTRONIC CASH SYSTEMS “ECS” DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Payment history
- Geolocation data
- Transaction history
- Credit card or debit card
- Checking account information.
When you are no longer our consumer, we could continue to share your information as described in this notice.
How?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Reasons we can share your personal information
For our everyday business purposes – such as to process your transactions, respond to court orders, or legal investigations
For our marketing purposes – to offer our products and services to you (please see “to limit direct marketing contact” below to limit the ways we contact)
For joint marketing with other financial companies
For our affiliates’ everyday business purposes – information about your transactions and experiences
For our affiliates’ everyday business purposes – information about your creditworthiness
For our affiliates to market to you
For non-affiliates to market to you
Does ECS Share?
Yes
No
No
No
No
No
No
Can you limit this sharing?
No
No
We don’t share
We don’t share
We don’t share
We don’t share
We don’t share
Who We Are
Who is providing this notice?
Electronic Cash Systems “ECS”
What We Do
How does ECS protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings
How does ECS collect my personal information?
We collect your personal information, for example, when you:
- use your credit or debit card to transact
- use your checking account to receive funds
- use your credit or debit card to process payments
We also collect your personal information from other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non financial companies.
- ECS does not share information with our affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- ECS does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- ECS does not engage in joint marketing to consumers using their services.
Other important information
All states: You may have other privacy rights in some states under state law. To the extent that such state laws apply, we will comply with them when we share information about you.
California: If your account has a California billing home address, we will not share your personal information except to the extent permitted under California law.
North Dakota: We will not disclose information about you with affiliated companies or with non-affiliated third party parties, other than as required or permitted by law, without your express permission.