High Risk Payment Processing

Your business needs cost-effective payment solutions.

ECS makes it easy to help you grow.
Allison Francke was very helpful and she has clear and precise communication skills. Also she was very kind! She was able to assist us in completing a task with ease. Thank you!
Accounting Accounting
Accounting Accounting
Excellent Customer service. Taryn Lagera was fantastic to work with in resolving issues. Her follow-up, demeanor knowledge of their system and help identifying our issues throughout several detailed interactions were top notch. Fadi - CEO, Excellent also. If you need ECS type of services, they need to be at the top of your list to explore.
walt agius
walt agius
Jasmine Nelson is an exceptional customer service representative to me. It has been the most stressful 6 months of my professional experience. For something that seems so easy yet it is complicated. Jasmine has gone above and beyond her duties to ensure I receive timely, accurate and relevant to do my job for my client. I am grateful and feeling very fortunate to have her assistance. Her pleasant and professional effort are much appreciated!
Perrin Collins
Perrin Collins
Jordan was extremely helpful and full of great ideas!! Life saver..
Jeff “Kenneth brown Salons” Brown
Jeff “Kenneth brown Salons” Brown
Jennifer has always been good with me updating everything on time and keeping in contact. Thank you again!
Christopher Torossian
Christopher Torossian
I had a great experience working with Sam Ulph, she was very helpful and thoughtful.
Erika Mattos
Erika Mattos
Great company to work with! The very best service and customer care! Thank you Jordan for making our set up easy and seamless!
Debbie Brown
Debbie Brown
Kendall was a pleasure to work with when it came to looking into my payment processing. ECS and Kendall made the process simple and great.
Ollyvia Lim
Ollyvia Lim
Would definitely recommend working with Sam! She is very knowledgeable and made the process seamless and enjoyable!
Margarita Alimonda
Margarita Alimonda
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Welcome to ECS Payments!

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No Setup Fees!

High-Risk Processing Made Easy

At ECS Payments, we make it easy for businesses to accept payments and manage their finances. Whether you are a high-risk merchant looking to set up a new credit card processing account or an established business in need of a more reliable solution for online payment gateways, physical, and virtual terminals, we have the tools and resources you need for card-present and card-not-present transactions.

High-Risk Payment Gateways

A payment gateway allows you to accept credit card payments, debit card payments, or mobile payments. ECS offers high-risk payment gateways for payment processing online and in person with countertop terminals, mobile terminals, and virtual terminal gateways. We facilitate credit, debit, and ACH transactions through your high-risk payment gateway. 

Additionally, ECS offers mobile applications, recurring payment options, quick email receipts for customers, automated end-of-day transaction reports, and additional safety protocols in place for fraud detection. 

If your business is brand new with no established history of processing payments,  or if your industry has a high chargeback ratio, you will likely need a payment gateway for high-risk merchants. 


High-Risk Customer Support

Our team of experienced high risk merchant service professionals is dedicated to providing top-notch customer service and support to any business type. We understand that every business is unique and we work with you to find the best payment processing solution for your specific high-risk business needs.

Woman paying with smartphone

Built To Handle Complex Merchants

ECS offers high-risk credit card processing to merchants that many other payment processors may turn down. Traditional payment processors are not equipped to handle high-risk transaction processing. Either due to their risk of chargebacks, lack of payment processing history, business owner’s credit score, or the industry the business is in.

Industries such as adult entertainment, licensed gambling, gun shops, health supplements, nutraceuticals, credit repair, debt consolidation, tobacco, CBD, and more are all considered high-risk categories.

However, ECS is equipped to handle payment processing for all the above industries and more. To see a full list of high-risk payment processing that ECS can assist you with keep reading below.

Additional High-Risk Payment Processing Tools

In addition to our comprehensive high-risk payment processing solutions, we also offer a range of tools and resources to help you manage and grow your business. From financial reporting and fraud prevention to chargeback management and customer support, we have you covered.

High-Risk Industries

At ECS Payments, we take pride in our ability to provide high-risk merchants with the payment processing solutions they need to succeed. If you are looking for a reliable, flexible, and secure way to accept payments and manage your finances, look no further. Sign up today and see the difference for yourself!

Money Service Business

Subscription Direct Marketing


Non-FI Account Loading

Dating Services

Licensed Gambling



Bail Bonds


Coaching & Seminars

Collection Agencies

Continuity/ Subscription Offers

Credit Repair

Debt Consolidation

Debt Repayment

Digital Goods

Document Prep

Health Supplements/ Nutraceuticals

Vape & Paraphernalia

Medical Marijuana Doctors

Multi-Level Marketing

Pawn Shops

Timeshare Relief/Exit Services

Unsure if Your Business is in Need of a High-Risk Merchant Account?

Not seeing your business’s industry listed above for high-risk? But you’re still not sure if you would need a high-risk merchant account for your type of business, you can take a look at the following criteria to determine if you should look more in-depth into high-risk payment processing.

You may need a high-risk merchant account for credit card processing if:

HIgh-RIsk-Business analysis