Shanna Sottosanto

Financial Writer Magna Cum Lade BA, Communication, California State University Channel Islands. Omega Alpha, National Communication Honors Society, Lambda Pi Eta I spend the majority of my free time as a professional portrait photographer, traveling when I can, and focusing on physical fitness, weight lifting, and nutrition.
Credit Card Processing 101

What Is Straight Through Processing And How Can It Benefit Your Business?

 — 13 minutes

Merchants using straight through processing can enjoy the benefits of seamless automated electronic data transfers.

Payment Solutions

Insurance Agencies Payment Solutions: What You Need To Know 

 — 18 minutes

What insurance agencies’ payment solutions you need to look for to build better automated collections and payout systems without paying ridiculous fees.

Credit Card Processing 101

Free WiFi: Your Business’s Biggest Vulnerability

 — 14 minutes

Businesses can attract more paying customers by offering free WiFi. But it also comes with risks that you should be aware of.

Credit Card Processing 101

How Instant Bank Verification Can Help High-Risk Merchant Accounts

 — 15 minutes

Instant Bank Verification helps high-risk merchants not only receive merchant account approval faster but if implemented in their ACH transaction flow.

Payment Solutions

Payment Processors For Your Online Gambling Merchant Account

 — 15 minutes

Payment Processors For Your Online Gambling Merchant Account

Merchant Tips

5 Effective Ways Digital Goods Merchants Can Prevent Chargebacks

 — 15 minutes

Because the products are not tangible, digital goods merchants experience a high volume of chargeback disputes. But there are ways to solve this issue.

Payment Solutions

What is XRP Crypto And How Does It Work? (Ripple)

 — 16 minutes

Ripple XRP could be the future of payments as it bridges two different currencies in a way that is easier to manage and send than current methods.

Credit Card Processing 101

Signing Credit Card Receipts: Is it still Required?

 — 13 minutes

Signing credit card receipts is now optional if you have an EMV-compliant credit card reader. EMV-compliant checkout carries many benefits.

Payment Solutions

Biometrics in Payments: How Will They Affect Your Business?

 — 16 minutes

biometric payments technology may be the ultimate level of security, in addition to facilitating easy, quick payments. The future of payments will affect your business in the following ways.

Payment Solutions

Online Payment Problems (And How To Fix Them)

 — 13 minutes

online payments are a great way to increase sales and offer more to your customers. However, there are a few problems you need to be aware of such as 1) security 2) chargebacks.

Payment Solutions

The Risks Of Buy Now Pay Later Services

 — 14 minutes

Buy Now Pay Later (BNPL) offers payment plans to customers for immediate purchases, even though they may not have the full funds available.

Credit Card Processing 101

What is Authorize.net? A Payment Gateway Explained

 — 14 minutes

Authorize.net is a gateway solution for traditional and high-risk merchant transaction processing. It offers many different tools for merchants to use.

Credit Card Processing 101

Why You Should Avoid Signing Up For Merchant Bank Credit Card Processing

 — 12 minutes

Merchant Bank Credit Card Processing may not be the best solution for your business…and here’s why!

Credit Card Processing 101

5 Signs It’s Time to Switch Payment Processors Before the Holidays

 — 15 minutes

5 signs it’s time to switch payment processors before the busy holiday season. 1. high fees or wrong payment structure 2. poor customer service.

Merchant Tips

How to Switch Merchant Accounts

 — 14 minutes

Don’t make the mistake of sticking with or choosing the wrong payment provider. Learn how to best switch merchant accounts for your business.

Credit Card Processing 101

6 Red Flags Indicating That It’s Time To Switch Payment Processors

 — 13 minutes

Red flags that you need to switch payment processors for your business include 1) expensive pricing structures 2) Hard-to-reach customer support.